306: Insurance in Austria

The insurance situation in Austria is almost similar to other Central European countries. You should get the information about your insurance from the relevant insurance companies or government websites such as wien.gv.at. The following content is collected only to create an overview.

Some types of the insurances are as follows:

1- Mandatory insurances:

• Social insurance (Sozialversicherung)

You can find the amount in your salary slips. This insurance is paid in two parts. One part by the employee and another part by the employer. This insurance includes below items:

• Health (Krankenversicherung)
• Pension (Rentenversicherung)
• Unemployment (Arbeitslosenversicherung)
• Nursing care (Pflegeversicherung)
• Work accident: Its amount is paid only by the employer.

• Home insurance
• Car insurance

2- Optional insurances:

• Travel insurances
• Home contents insurances
• Personal liability insurance
• Pet insurance

• Krankenkasse (Health insurance company)